WHAT IS PRIVATE MONEY lending?

•  Loan amounts from $50k to $2M
• Fixed interest rates
• Interest-only and amortized payment schedules 
• 1 year and longer loan terms 
• Loan-To-Value up to 70% (higher LTV available with additional collateral property)
• Bridge loans
• Fix & Flip loans
• Debt consolidation
• Owner-builder construction 
• Competitive interest rates
• Close in as little as 15 days

• Common sense underwriting 
• Innovative problem solving
• Fast close = more competitive offers
• Bridge loans enable you to write offers with no sale contingency
• Flexible Loan-To-Value (generally up to 70%; higher LTV possible with additional collateral)
• Renovation loans for Fix & Flips
• No cash-out limit
• No maximum number of financed properties
• Cross-collateralize multiple properties for higher loan amounts

• Purchasing distressed property
• Fix & Flips
• Financing for self-employed 
• Financing for less than perfect credit (e.g. delinquencies, recent bankruptcy, short sale, foreclosure)
• Debt consolidation and restructuring
• Estate settlement
• Divorce settlement
• Dispute settlement
• Financing for 1031 exchange purchases that must close quick 
• Consumer loans considered on a case-by-case basis

•  1-4 unit residential 
• Multi-family
• Vacation homes
• Distressed properties
• Commercial 
• Office
• Self-storage
• Retail
• Properties listed for sale or under contract
• Ground-up construction
• Owner-builder construction

John Denton is a licensed broker and mortgage loan originator with the CA Department of Real Estate, with 20 years' experience in the industry.   With a network of dozens of experienced private investors and affiliate memberships in several Realtor® associations,  John is able to provide private money all over California.